Prepare a 3-to 5-minute oral presentation with a narrated PowerPoint or video file. Topics must be about business or financial decisions. See the online resource in this week’s required readings for how to create a narrated PowerPoint. Topics can include any of the following: When to start saving for retirement WHEN TO START SAVING FOR RETIREMENT ASSIGNMENT 5 Mirza I. Baig WHY AND HOW TO START SAVING FOR RETIREMENT NOW Many people find saving for retirement difficult or something that can wait. Some of them do not even warrant much attention to it. But there are actually a lot of benefits to saving for retirement. Devoting even a small percentage of your income to savings can make a huge impact in your financial situation in the future. Time will come when you will have to leave your career. When you are there, you want to have as much money as possible so you can enjoy your golden years more. If you start out saving late, it is fine. What matters is you get it started today. One of the reasons why it is important to save for retirement is because no one will do it for you. Unless you come from a wealthy family and your trust fund will finance your retirement, the responsibility of planning it lies with you. You owe it to your kids, not to yourself to save for retirement so you won’t be a burden when you reach 65. To understand why it is important to save for retirement as early as possible, you should have an understanding about the concept of compounding interest. For example, if you start to save at the age of 20 and planning of retiring at 65, if your goal is to save $500,000, you should set aside $2,350 a year based on a yearly return of 6 percent. Waiting until you are 35 to start saving triples your yearly contribution. It does not matter if you are younger or older. You should start to contribute to a retirement fund as early as you can to maximize your savings. Saving for retirement is not easy. It starts with cutting your expenses to educating yourself of the best avenues to invest. To get started, you must plan and decide on a personal budget. Write down your monthly expenses on one side and on the other side, your income. If you make more than what you spend, you can devote that extra money to your savings or as retirement funds. If not, you should take a close look at your expenses and start to make some cuts. Try reducing your monthly bills. Bundle services or cut things that are not necessary. Check your monthly bills for any hidden fees and contact your provider to have that eliminated. Be flexible and switch to a different provider if the deal is better for you. These are some of the best reasons and ways to save for retirement. There is no other time than today to prepare for your future. You will do yourself a huge favor if you start saving as early as possible. When the time comes that you need to retire, you will be able to enjoy all those savings and live a worry-free life. Purchase answer to see full attachment Explanation & Answer: 4 slides Tags: Financial Decisions retirement Long Term Growth retirement pension Ageing And Society User generated content is uploaded by users for the purposes of learning and should be used following our company’shonor code & terms of service.

MLA In-Text Citations: The Basics

Guidelines for referring to the works of others in your text using MLA style are covered throughout the MLA Handbook and in chapter 7 of the MLA Style Manual. Both books provide extensive examples, so it’s a good idea to consult them if you want to become even more familiar with MLA guidelines or if you have a particular reference question.

BASIC IN-TEXT CITATION RULES

In MLA Style, referring to the works of others in your text is done using parenthetical citations. This method involves providing relevant source information in parentheses whenever a sentence uses a quotation or paraphrase. Usually, the simplest way to do this is to put all of the source information in parentheses at the end of the sentence (i.e., just before the period). However, as the examples below will illustrate, there are situations where it makes sense to put the parenthetical elsewhere in the sentence, or even to leave information out.

General Guidelines

• The source information required in a parenthetical citation depends (1) upon the source medium (e.g. print, web, DVD) and (2) upon the source’s entry on the Works Cited page.
• Any source information that you provide in-text must correspond to the source information on the Works Cited page. More specifically, whatever signal word or phrase you provide to your readers in the text must be the first thing that appears on the left-hand margin of the corresponding entry on the Works Cited page.

IN-TEXT CITATIONS: AUTHOR-PAGE STYLE

MLA format follows the author-page method of in-text citation. This means that the author’s last name and the page number(s) from which the quotation or paraphrase is taken must appear in the text, and a complete reference should appear on your Works Cited page. The author’s name may appear either in the sentence itself or in parentheses following the quotation or paraphrase, but the page number(s) should always appear in the parentheses, not in the text of your sentence. For example:

Wordsworth stated that Romantic poetry was marked by a “spontaneous overflow of powerful feelings” (263).

Romantic poetry is characterized by the “spontaneous overflow of powerful feelings” (Wordsworth 263).

Wordsworth extensively explored the role of emotion in the creative process (263).

Both citations in the examples above, (263) and (Wordsworth 263), tell readers that the information in the sentence can be located on page 263 of a work by an author named Wordsworth. If readers want more information about this source, they can turn to the Works Cited page, where, under the name of Wordsworth, they would find the following information:

Wordsworth, William. Lyrical Ballads. Oxford UP, 1967.

IN-TEXT CITATIONS FOR PRINT SOURCES WITH KNOWN AUTHOR

For print sources like books, magazines, scholarly journal articles, and newspapers, provide a signal word or phrase (usually the author’s last name) and a page number. If you provide the signal word/phrase in the sentence, you do not need to include it in the parenthetical citation.

Human beings have been described by Kenneth Burke as “symbol-using animals” (3).

Human beings have been described as “symbol-using animals” (Burke 3).

These examples must correspond to an entry that begins with Burke, which will be the first thing that appears on the left-hand margin of an entry on the Works Cited page:

Burke, Kenneth. Language as Symbolic Action: Essays on Life, Literature, and Method. University of California Press, 1966.